7 Top Points Earning Credit Cards in America
Rewards credit cards help you take advantage of everyday expenses. If you can spend responsibly and also pay your balance every month, you get a lucrative chance to earn reward points. Reward credit cards can be travel cards or cashback cards. The cashback cards return you a percentage on every transaction amount. Travel cards offer miles or points for every dollar spent. To help you, here are seven top points earning credit cards in America.
- American Express (Blue Cash Everyday)
This is one of the top points-earning credit cards in America that will give you 3% cashback at supermarkets, 2% at gas stations and specific stores, and 1% on other buys. You can enjoy industry-leading rewards in supermarkets, almost up to 6% cashback for purchases of $6,000 annually. You may also get 6% cashback on certain streaming subscriptions. - Discover it CashBack
This credit card offers wide bonus categories for every quarter. So, you can get 5% cashback at grocery stores, restaurants, and gas stations. There are no maximum rewards or minimum spending. So, it is possible to earn anything between $150 and $300.
- Chase Freedom Unlimited
This card offers 1.5% cashback on every purchase. Additionally, it offers bonus rewards for travels that are booked via Chase. You can get rewards at drug stores and restaurants. New cardholders can avail of bonus opportunities at eateries, travels, and restaurants. Furthermore, you can enjoy almost 5% returns on purchases of $12000 during the first year in grocery store purchases. - Chase Freedom Flex
This card allows you to earn 5% cashback on $1500 for combined purchases, grocery store buys and travels bought through Chase. You can also earn 3% on dining at eateries and in drug stores and 1% on other purchases. - U.S. Bank Altitude
This card offers hard-to-resist rewards at groceries, restaurants, and gas stations. They charge an annual fee ranging from $95 to $500. You can earn 1% on dining bills, deliveries, and takeouts. Moreover, you can earn 2X points at gas stations, groceries, and streaming services. 1X points on other buys. - Capital One
This is one of the best credit cards for earning points in the country. You can earn 2 miles per dollar that you spend on any purchase. You will not be limited to any specific airline and hotel. Also, there is no minimum amount that you must redeem. You can simply book your travels and pay for these with the rewards you earn. - Citi Double Cash Card
This credit card offers lucrative and simple cashback earning options. This credit card is perfect for those who want a low-hassle cashback card for everyday use. You can enjoy 2% cashback on all purchases, 1% when you purchase something, and another 1% on paying credit card bills.